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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

Dirt Pudding Cups With Gummy Worms Recipe

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Dirt Pudding Cups With Gummy Worms Recipe
“Worms in Dirt” may not sound appetizing, but the taste of this easy dessert will make you a believer! These chocolate pudding cups are decorated with crushed cookies and gummy worms, to make a creepy-crawly treat that kids will love to help make and eat.
Dirt Pudding Cups With Gummy Worms
This recipe doesn’t require any cooking and comes together in about 15 minutes, so it’s the perfect activity to do with young helpers on a warm summer’s day. Grab your worms and let’s go…
worms-in-dirt-pudding-cups-recipe-1.jpgWorms in Dirt Pudding Cups Recipe

Ingredients

  Yield: 8 cups
Prep time: 30 min
  • 1 15-ounce package chocolate sandwich cookies (like Oreos)
  • 1 3.9-ounce package chocolate instant pudding
  • 2 cups cold milk
  • 8 ounces whipped topping (like Cool Whip)
  • 24 gummy worms

worms-in-dirt-pudding-cups-recipe-2.jpg
The first order of business when making “worms in dirt” is, of course, to make the dirt. Place the chocolate sandwich cookies in a large zip-top plastic bag, and use a rolling pin to crush them into small pieces. Don’t worry about removing the cream filling before putting the cookies in the bag–at first they will clump together, but as you continue to crush them, the cream will blend with the cookies and you won’t even notice it.
worms-in-dirt-pudding-cups-recipe-3.jpg
Continue to crush the cookies in the bag until they are in fine crumbs. A few larger pieces are okay, too–after all, dirt comes in different sizes!
worms-in-dirt-pudding-cups-recipe-4.jpg
Next, make the pudding. Pour the dry pudding mix into a large bowl, then add the cold milk. Whisk everything together until all of the dry pudding dissolves and it’s smooth and free of lumps.
worms-in-dirt-pudding-cups-recipe-5.jpg
Let the pudding sit for about 5 minutes, until it thickens and is no longer liquid. If it has the delightfully gloppy texture of pudding, you’re ready to go on.
worms-in-dirt-pudding-cups-recipe-6.jpg
Add the whipped topping and approximately half of the cookie crumbs. You don’t have to measure, just eyeball half the bag and pour it in.
worms-in-dirt-pudding-cups-recipe-7.jpg
Gently stir everything together until the streaks of whipped topping disappear, and the cookies are well-mixed into the pudding.
worms-in-dirt-pudding-cups-recipe-8.jpg
Divide the pudding mixture evenly between eight cups–each should hold a little over 1/2-cup of pudding. You can fill them however you’d like–I prefer to use a large ice cream scoop because I think it’s a little neater and faster that way.
worms-in-dirt-pudding-cups-recipe-9.jpg
Tap the cups on the countertop a few times to level the pudding, then insert 3 gummy worms into the pudding and press them down a little so that they’re embedded.
worms-in-dirt-pudding-cups-recipe-10.jpg
Pour the cookie crumbs over the pudding and gummy worms so that the entire top is covered with “dirt.” Smooth it into an even layer with your hands.
Dirt Pudding Cups With Gummy Worms
Your Worms in Dirt are done! This is such an easy and fun recipe to make with kids during the summer! If you want to make them even more special, you can hide the cups in small terra cotta flower pots, or make one large batch in a big flower pot. Enjoy!
And here’s an easily pin-able image for you, with all of the step-by-step photos in one place:
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Dirt Pudding Cups With Gummy Worms Recipe

Prep time
Total time
Serves: 8 cups
Ingredients
  • 1 15-ounce package chocolate sandwich cookies (like Oreos)
  • 1 3.9-ounce package chocolate instant pudding
  • 2 cups cold milk
  • 8 ounces whipped topping (like Cool Whip)
  • 24 gummy worms
Instructions
  1. The first order of business when making “worms in dirt” is, of course, to make the dirt.
  2. Place the chocolate sandwich cookies in a large zip-top plastic bag, and use a rolling pin to crush them into small pieces. Don’t worry about removing the cream filling before putting the cookies in the bag–at first they will clump together, but as you continue to crush them, the cream will blend with the cookies and you won’t even notice it.
  3. Continue to crush the cookies in the bag until they are in fine crumbs. A few larger pieces are okay, too–after all, dirt comes in different sizes!
  4. Next, make the pudding. Pour the dry pudding mix into a large bowl, then add the cold milk. Whisk everything together until all of the dry pudding dissolves and it’s smooth and free of lumps.
  5. Let the pudding sit for about 5 minutes, until it thickens and is no longer liquid. If it has the delightfully gloppy texture of pudding, you’re ready to go on.
  6. Add the whipped topping and approximately half of the cookie crumbs. You don’t have to measure, just eyeball half the bag and pour it in.
  7. Gently stir everything together until the streaks of whipped topping disappear, and the cookies are well-mixed into the pudding.
  8. Divide the pudding mixture evenly between eight cups–each should hold a little over ½-cup of pudding. You can fill them however you’d like–I prefer to use a large ice cream scoop because I think it’s a little neater and faster that way.
  9. Tap the cups on the countertop a few times to level the pudding, then insert 3 gummy worms into the pudding and press them down a little so that they’re embedded.
  10. Pour the cookie crumbs over the pudding and gummy worms so that the entire top is covered with “dirt.” Smooth it into an even layer with your hands.




All text and images (c) Elizabeth LaBau

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